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The Bankruptcy Legal Center™ represents individuals and small businesses in Bankruptcy cases under Chapter 7, Chapter 11, and Chapter 13 of the United States Bankruptcy Code.  We are a small firm, and we know all of our clients well.  If you are searching for a bankruptcy attorney to work for you and closely with you to help you through your present (or anticipated) financial difficulties, then you have come to the right place.  Jim & Krystal will really listen to you and help you decide what option, or options, will work best for you in your situation. Through Bankruptcy, we can help you stop harassment from your creditors, foreclosure on your home, evictions, vehicle repossessions, lawsuits, tax levies and garnishments!

In a Chapter 7 Bankruptcy, individuals can obtain a discharge of most debts, keep most property, and get a “FRESH START.”

In a Chapter 11 Bankruptcy, individuals or businesses can reorganize assets in order to pay off or reduce debts.

In a Chapter 13 Bankruptcy, individuals with regular income can consolidate debt into one single monthly payment, stop interest on unsecured debt and “catch-up” mortgages and/or auto loan payments.